WHO WE ARE
Founded in 1996, Synergy is a leading provider of mortgage regulatory compliance and loan fulfillment services. With decades of industry experience, we specialize in guiding financial institutions through the complexities of the mortgage industry. Our mission is to help our clients navigate the regulatory landscape with confidence, ensuring they meet compliance requirements while optimizing loan processes.
OUR MISSION
At Synergy, we are committed to empowering our clients to achieve their business goals through unparalleled expertise and innovative solutions. We strive to deliver exceptional service, helping financial institutions operate efficiently, reduce risk, and succeed in an ever-evolving market. Together, we build lasting partnerships based on trust, excellence, and a deep understanding of our clients’ unique needs.
WHO WE ARE
Founded in 1996, Synergy is a leading provider of mortgage regulatory compliance and loan fulfillment services. With decades of industry experience, we specialize in guiding financial institutions through the complexities of the mortgage industry. Our mission is to help our clients navigate the regulatory landscape with confidence, ensuring they meet compliance requirements while optimizing loan processes.
OUR MISSION
At Synergy, we are committed to empowering our clients to achieve their business goals through unparalleled expertise and innovative solutions. We strive to deliver exceptional service, helping financial institutions operate efficiently, reduce risk, and succeed in an ever-evolving market. Together, we build lasting partnerships based on trust, excellence, and a deep understanding of our clients’ unique needs.
SYNERGY AT A GLANCE
Every successful engagement is based on a sound strategy—one that makes sense for our customers, employees, investors, and you. Synergy offers a premier advisory team skilled in extracting value through expert analysis and tailored solutions. Our network of legal and accounting professionals provides clients with some of the most advanced resources available today. By developing a customized strategic plan for each client, we ensure accuracy and thorough preparation through extensive due diligence.
OUR SERVICES
We offer a comprehensive range of services designed to meet the diverse needs of our clients:
- Mortgage Loan Quality Control: Ensuring that your loan processes meet regulatory standards.
- Mortgage Loan Fulfillment: Streamlining loan origination and processing to enhance efficiency.
- MERS Review Services: Providing thorough reviews to ensure compliance with MERS requirements.
- Commercial Loan Reviews: Offering expert analysis and reviews to support your commercial lending operations.
- Fair Lending Compliance Assessment: Helping you maintain fair lending practices and avoid regulatory penalties.
- HMDA/AML/BSA: Ensure compliance with housing, anti-money laundering, and banking regulations by evaluating and enhancing organizational practices to meet your legal and financial standards.
OUR SERVICES
We offer a comprehensive range of services designed to meet the diverse needs of our clients:
- Mortgage Loan Quality Control: Ensuring that your loan processes meet regulatory standards.
- Mortgage Loan Fulfillment: Streamlining loan origination and processing to enhance efficiency.
- MERS Review Services: Providing thorough reviews to ensure compliance with MERS requirements.
- Commercial Loan Reviews: Offering expert analysis and reviews to support your commercial lending operations.
- Fair Lending Compliance Assessment: Helping you maintain fair lending practices and avoid regulatory penalties.
- HMDA/AML/BSA: Ensure compliance with housing, anti-money laundering, and banking regulations by evaluating and enhancing organizational practices to meet your legal and financial standards.
WHY CHOOSE US?
- Expertise: Our team consists of seasoned professionals with deep industry knowledge.
- Commitment: We are dedicated to helping our clients succeed by providing tailored solutions.
- Integrity: We operate with the highest level of integrity, ensuring that all our services are delivered transparently and ethically.
- Experience & Professionalism: These are the fundamentals on which Synergy was built, and they remain at the core of every client engagement.
Douglas Cunningham – Founder
Mr. Cunningham is a Co-Founder and President of Synergy. Prior to forming Synergy, Mr. Cunningham founded the mergers and acquisitions department of Sisung Securities Corporation, a regional securities firm, where he developed and executed numerous mergers, acquisitions, corporate reorganizations and financial advisory assignments in a broad range of industries.
Mr. Cunningham began his career as a tax specialist with KPMG Peat Marwick, where he was involved in the structuring of financial transactions and preparation of corporate regulatory filings.
Mr. Cunningham earned a Master of Business Administration Degree and a Bachelor of Arts Degree in Accounting from Loyola University. In addition, he is a Certified Public Accountant (currently unlicensed) and a business valuations specialist.
Our Team
Our executive management team comprises industry veterans with extensive experience in mortgage lending, regulatory compliance, and financial services. Each member brings a wealth of knowledge and a commitment to excellence, ensuring that our clients receive the highest level of service.
Synergy is proud to offer a range of options including:
SYNERGY CAPITAL SERVICES
Synergy is a specialized consulting firm that provides regulatory advisory and consulting services to mortgage banks and financial institutions throughout the United States. Learn More.
SYNERGY COMPLIANCE SERVICES
Synergy Capital is an investment banking and capital advisory firm specializing in merger & acquisition advisory, credit risk analysis and structured capital arrangement services to middle market companies throughout the United States. Learn More.
SYNERGY FULFILLMENT SERVICES
As a preferred provider for leading investors in the mortgage industry, we are your trusted partner for comprehensive mortgage fulfillment services, including processing and underwriting. Rely on our expertise to ensure seamless and efficient operations. Learn More.
For outstanding debt increase in First-Quarter of 2024.
Source: Real Estate Arama
Mortgage Loans Reviewed Since 2015
Mortgage Loans Reviewed Since 2015
- Independent Mortgage Banks Post Losses Again—Margins Squeezed as Costs Stay Highby synergy on June 10, 2025 at 8:00 am
Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported slight […]
- House Passes VA Partial Claims Bill — A Lifeline for Veterans, a Wake-Up Call for Servicersby synergy on June 10, 2025 at 7:37 am
The House of Representatives has passed legislation that could permanently reshape the way veteran […]
- CFPB Moves to Rescind Nonbank Order Registry Rule — Why Businesses Should Pay Attentionby synergy on June 10, 2025 at 7:27 am
In a recent move that could shift how nonbanks manage compliance and transparency, the Consumer […]