Our underwriting team utilizes extensive Quality Control procedures to conduct a thorough review of each loan, ensuring compliance with your guidelines or your investor’s guidelines. Key services include:
- Running and reconciling Automated Underwriting System (AUS) findings.
- Reviewing each appraisal.
- Analyzing credit reports, income documents, asset and liability documentation.
- Calculating all relevant ratios.
- Reviewing for compliance-related issues (Conventional, Jumbo, HELOC, USDA, VA, FHA).
- Reviewing title and insurance requirements.
- Ordering mortgage insurance when necessary.
- Conducting a comprehensive risk assessment.
- Providing a 24-hour turnaround time.
We specialize in both Qualified Mortgage (QM) and non-QM loans, incorporating a robust risk assessment QC approach for the benefit of our clients. Inquire Now