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Simplifying Mortgage Regulations: A Path to Lower Costs?

In his annual letter to shareholders, Jamie Dimon, CEO of JPMorgan Chase, has once again spotlighted the intricate web of…

5 months ago

Regulations in Motion: How Trump-Era Policies Are Still Shaping Today’s Lending Landscape

The regulatory tide is never still in the mortgage world—and the legacy of Trump-era housing policies continues to ripple across…

5 months ago

Behind the Flames: What FHA’s Waiver Means for Lenders and Borrowers

In the wake of the devastating wildfires that tore through Los Angeles County in January 2025, the Federal Housing Administration…

5 months ago

Will the CFPB Survive? You decide.

The Consumer Financial Protection Bureau (CFPB) has long been a powerful force in regulating financial institutions, but its future is…

6 months ago

Fannie Mae’s New Security Rules: Is Your Business Ready?

Cyber threats are on the rise, and Fannie Mae isn’t taking any chances. With its new Information Security and Business…

6 months ago

Opportunities Ahead! How Rising Mortgage Rates Are Reshaping the Housing Market

The U.S. housing market is undergoing a major shift as more homeowners find themselves locked into mortgage rates of 6%…

6 months ago

CFPB Proposes New Rules to Prevent Foreclosures: What Mortgage Servicers Need to Know

Homeowners struggling with mortgage payments may soon have stronger protections under new rules proposed by the Consumer Financial Protection Bureau…

7 months ago

Texas Strengthens Mortgage Borrower Protections: Key Updates for Lenders and Servicers

Texas is taking a firm stance on mortgage borrower protections with newly adopted rules set to take effect on November…

7 months ago

Home Equity Contracts Under Scrutiny: Why Lenders Can’t Dodge the Law

Homeowners seeking financial flexibility often turn to home equity products, but not all options are created equal. The Consumer Financial…

7 months ago

What Are the HUD New Loss Mitigation Requirements?

In 2024, the U.S. Department of Housing and Urban Development (HUD) unveiled new loss mitigation requirements to assist homeowners with…

8 months ago