Commercial Loan Reviews

In today’s financial environment, identifying potentially troubled loan relationships early is crucial for financial institutions. Routine evaluations of asset quality, internal controls, and administrative procedures are essential for effective credit risk management. The recent financial crises have highlighted the need for independent, qualified loan reviews, a point emphasized in recent Treasury speeches and regulatory examinations.

Our Process: Once engaged, our team of expert analysts conducts a comprehensive credit risk assessment, examining key credit-related metrics, red flags, regulatory reports, audits, and credit management reports. We evaluate the overall inherent credit risk, its direction, and current management practices, allowing us to tailor the depth and breadth of our loan review precisely.

Benefits of Our Loan Reviews Services:

• Access to experts with extensive loan review, regulatory, and lending experience.
• Comprehensive reports and work papers that meet regulatory expectations.
• Corrective Action & Best Practices recommendations.
• Allowance for Loan and Lease Loss Assessments (ALLL policy) assessments.
• Credit Rating Support.

We take pride in the high regard regulators and auditors have for our loan reviews. Inquire Now