Independent Mortgage Banks Post Losses Again—Margins Squeezed as Costs Stay High

4 months ago

Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported slight production losses in Q1 2025, according to the…

FHFA Puts Mortgage Fraud in the Crosshairs—Are You Prepared?

5 months ago

The Federal Housing Finance Agency (FHFA) is tightening the screws on mortgage fraud—and it’s not just talk. With a public…

CFPB’s Retreat: Navigating Mortgage Compliance in a Deregulated Era

5 months ago

The Consumer Financial Protection Bureau (CFPB), once a formidable force in mortgage regulation, has seen its influence wane significantly in…

Strengthening Fair Lending Compliance: Essential Strategies for Financial Institutions

5 months ago

In the current regulatory landscape, financial institutions face heightened scrutiny regarding fair lending practices. This attention stems not only from…

Regulations in Motion: How Trump-Era Policies Are Still Shaping Today’s Lending Landscape

6 months ago

The regulatory tide is never still in the mortgage world—and the legacy of Trump-era housing policies continues to ripple across…

Simplifying Mortgage Regulations: A Path to Lower Costs?

6 months ago

In his annual letter to shareholders, Jamie Dimon, CEO of JPMorgan Chase, has once again spotlighted the intricate web of…

Behind the Flames: What FHA’s Waiver Means for Lenders and Borrowers

6 months ago

In the wake of the devastating wildfires that tore through Los Angeles County in January 2025, the Federal Housing Administration…

Opportunities Ahead! How Rising Mortgage Rates Are Reshaping the Housing Market

7 months ago

The U.S. housing market is undergoing a major shift as more homeowners find themselves locked into mortgage rates of 6%…

Fannie Mae’s New Security Rules: Is Your Business Ready?

7 months ago

Cyber threats are on the rise, and Fannie Mae isn’t taking any chances. With its new Information Security and Business…

Will the CFPB Survive? You decide.

7 months ago

The Consumer Financial Protection Bureau (CFPB) has long been a powerful force in regulating financial institutions, but its future is…